REAL ESTATE The Chase: They both had careers in medicine, but no mortgage pre-approval

The Chase: They both had careers in medicine, but no mortgage pre-approval

The buyers: Derek Tsang, a 32-year-old doctor at a downtown hospital, and Lori Wong, a 33-year-old medical radiation technologist.

The story: Derek and Lori got married in 2011 and had a son, Elliott, two years later. In 2016, they were living happily in an apartment near Avenue Road and St. Clair when Derek took a fellowship in Tennessee. When they returned the following summer, it was with a fourth family member, baby boy Avery. They began searching for a four-bedroom house in a good school district with subway access, but getting a mortgage was going to be tricky: Derek’s new hospital job didn’t start until October. Avenue and St. Clair seemed out of reach, so they focused their search on East York.



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